Checking and Savings Products
Craft Premium Checking*1*2
$100 minimum to Open
| Amount | Interest Rate | APY*4 |
|---|---|---|
| $0.01 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $9,999.99 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.30% | 0.30% |
| $25,000 - and above | 0.50% | 0.50% |
Craft Savings*1*2
$50 Minimum to Open
| Amount | Interest Rate | APY*4 |
|---|---|---|
| $0.01 - and above | 0.50% | 0.50% |
Craft Money Market
$1,000 Minimum to Open
| Amount | Interest Rate | APY*4 |
|---|---|---|
| $0.01 - $49,999.99 | 0.70% | 0.70% |
| $50,000 - $249,999.99 | 1.35% | 1.35% |
| $250,000 - $499,999.99 | 2.02% | 2.02% |
| $500,000 - $999,999.99 | 2.51% | 2.54% |
| $1,000,000 - and above | 3.51% | 3.51% |
Time Deposits (Personal & Business)
CD's*3
$1,000 Minimum to Open
| Term | Amount | Interest Rate | APY*4 |
|---|---|---|---|
| 1 Year | $0.01 - $249,999.99 | 3.01% | 3.05% |
| $250,000 – and above | 3.26% | 3.31% | |
| 2 Year | $0.01 - $249,999.99 | 4.01% | 4.08% |
| $250,000 – and above | 4.51% | 4.60% | |
| 3 Year | $0.01 - $249,999.99 | 3.51% | 3.57% |
| $250,000 – and above | 4.01% | 4.08% | |
| 4 Year | $0.01 - $249,999.99 | 3.26% | 3.31% |
| $250,000 – and above | 3.76% | 3.83% | |
| 5 Year | $0.01 - $249,999.99 | 3.01% | 3.05% |
| $250,000 – and above | 3.51% | 3.57% |
[*1] Interest rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] APY =Annual Percentage Yield
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] APY =Annual Percentage Yield
Rates Effective 02/01/2023