Personal Rates











Checking and Savings Products

$100 minimum to Open

Amount Interest Rate APY*4
$0.01 - $2,499.99 0.10% 0.10%
$2,500 - $9,999.99 0.20% 0.20%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - and above 0.50% 0.50%
$50 Minimum to Open

Amount Interest Rate APY*4
$0.01 - and above 0.50% 0.50%
$1,000 Minimum to Open

Amount Interest Rate APY*4
$0.01 - $49,999.99 0.70% 0.70%
$50,000 - $249,999.99 1.35% 1.35%
$250,000 - $499,999.99 2.02% 2.02%
$500,000 - $999,999.99 2.51% 2.54%
$1,000,000 - and above 3.51% 3.51%







Time Deposits (Personal & Business)

$1,000 Minimum to Open

Term Amount Interest Rate APY*4
1 Year $0.01 - $249,999.99 3.01% 3.05%

$250,000 – and above 3.26% 3.31%
2 Year $0.01 - $249,999.99 4.01% 4.08%

$250,000 – and above 4.51% 4.60%
3 Year $0.01 - $249,999.99 3.51% 3.57%

$250,000 – and above 4.01% 4.08%
4 Year $0.01 - $249,999.99 3.26% 3.31%

$250,000 – and above 3.76% 3.83%
5 Year $0.01 - $249,999.99 3.01% 3.05%

$250,000 – and above 3.51% 3.57%










































[*1] Interest rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] APY =Annual Percentage Yield

Rates Effective 02/01/2023